Fake Paycheck Cashing Scams
We've sent you a check for equipment — deposit it and send the surplus
After being "hired," you receive a check from your "employer" to buy equipment or software. You're told to deposit the full amount, keep what you need, and wire the rest back to the company. The check bounces weeks later, and you're responsible for the full amount.
What to Watch For
- Employer sends you a check and asks you to wire money back
- Check amount is more than expected ("keep the difference for supplies")
- Urgency to wire money back quickly before the check clears
- Communication shifts to text messaging or encrypted apps (Signal, Wire)
Examples
""Here's your first paycheck for $4,750. Deposit it today and wire $2,000 back to our equipment vendor. Keep the rest for your home office setup. We need the wire sent by end of day.""
Why it works: The deposited check shows as "available balance" before it actually clears, making it seem real. Victims think they've been paid and are happy to comply.
What to Do
Never wire money back to an "employer." Legitimate companies buy their own equipment. If a check seems too large or the situation feels unusual, contact your bank. When the check bounces (and it will), you're liable for the full amount — not just what you wired.